The Importance of Pet Insurance Cover

One in three pets in the UK require treatment for illness or injury each year, advances in veterinary treatment and care often means that sick or injured pets are able to undergo operations or treatment in order to return to good health. Whilst this is great news for pets and their owners, operations and treatments are not cheap and the bills can be a real shock or unaffordable in the worst senarios.

Many pet owners now appreciate the need to insure pets against illness or accidents, this applies to general household pets and not just pedigree breeds. Before you sign up to the first pet insruance cover on offer here are a few points you might like to consider:

• Does the policy provide adequate financial cover should you need to claim?
• Does the policy have an excess and, if so, how much is it?
• policy offer medical cover?
• Does the policy offer boarding cover?
• Does the policy offer 3rd party/public liability cover?
• Is there a maximum amount the insurance company will pay out in one year for vet bills?
• If your pet goes missing or is stolen, will the policy cover the cost of advertising and/or a reward for their return?
• If your pet goes missing or is stolen and does not return or dies from injury or illness, will the insurance company refund the purchase price?

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